Insurance materials for our corporate clients

Comprehensive motor vehicle insurance for corporate customers (pdf in Finnish)

Repairer comprehensive motor vehicle insurance for enterprises engaged in repair and servicing (pdf in Finnish)

Motor liability insurance for corporate customers (pdf)

Group motor liability insurance, and Comprehensive motor vehicle insurance for car dealerships (pdf)

Rahasto-Omaeläke (pdf in Finnish)

TOP group pension insurance (pdf in Finnish)

TyEL insurance

YEL insurance

ES1 Property Insurance (pdf) Applied to new policies and to renewed insurance policies on or after 1 January 2023.

ES1 Terms and Conditions for Property Insurance and Safety Guidelines (2021) (pdf). Applied to policies other than the above.

ES3 Buy-to-let insurance (Apartment cover) (pdf in Finnish)

904 Construction and erection, fixed-term (pdf)

905 Construction and erection, continuous (pdf)

921 Insolvency (pdf in Finnish)

EETT Exclusion: Communicable deseases (pdf)

Medical expenses insurance (pdf)

Working capacity insurance Group insurance (new) (pdf) Applied to policies starting on or after 1 June 2017

Working capacity insurance (pdf) Individual decision based on health declaration

Working Capacity Insurance Arvo (pdf)

Working Capacity Insurance Loisto (pdf)

Working capacity insurance Group insurance (old) (pdf) Applied to policies starting before 1 June 2017

Working capacity insurance for self-employed persons and small enterprises (pdf in Finnish)

Corporate Cover (pdf)

KE1 Interruption insurance (pdf)

KE2 Disability business interruption insurance (pdf)

KE3 Rental income interruption (pdf)

KE4 Contingency business interruption (pdf in Finnish)

KE7 Market garden business interruption (pdf in Finnish)

Full value insurance for buildings 901 (pdf in Finnish)

Buildings insurance 5600 (1 January 2023) (pdf in Finnish) Applied to new policies starting on or after 1 January 2023. Also applied to old policies with a renewed insurance period starting on or after 1 January 2023.

Buildings insurance 5600 (pdf in Finnish)

AT2 Stevedoring and terminal liability insurance terms and conditions (pdf in Finnish)

AU2 Car transport insurance (pdf in Finnish)

ED1 Agent’s transport insurance terms and conditions (pdf in Finnish)

HU3 Freight forwarder’s liability insurance (pdf in Finnish)

HU4 Freight forwarder’s liability insurance (1.1.2016) (pdf)

I03 War Risk Cancellation Clause (Cargo) (pdf)

M10 Cargo insurance for private customers (pdf in Finnish)

M12 Cargo insurance thermo clause (pdf in Finnish)

M16 War and Strike Risk Insurance (Cargo) (pdf)

N03 Exhibition Risk Insurance (pdf)

S03 General terms and conditions for cargo insurance Finland 1.1.2012 (pdf)

S08 Insurance procedure for cargo insurance contracts (pdf in Finnish)

S10 General terms of contract of cargo insurance 1.1.2012 (pdf)

SL1 War and Strike Risk Insurance Conditions (Cargo) (pdf)

T03 Cargo insurance Finland (pdf)

T10 Cargo insurance (pdf)

TC3 Road transport liability insurance (pdf)

5400/02 Car transport insurance (pdf in Finnish)

5410/02 Cargo insurance (pdf in Finnish)

90 General terms and conditions for private customers (pdf in Finnish)

Vehicle insurandes (pdf in Finnish)

Buy-to-let insurance (Apartment Cover) for corporate customers (pdf in Finnish)

Boat insurance (pdf in Finnish)

Corporate insurance (pdf in Finnish)

Construction and erection all risk insurance

Working Capacity Insurance For companies with a personnel fewer than 10 peopleDecision for enterprises with 3–9 staff, based on health declaration

Working Capacity Insurance for self-employed persons and small enterprises Decision for enterprises with 1–9 staff, no health declaration

Working capacity insurance General practitioner group insurance Decision for enterprises with 10 or more staff, no health declaration

Working capacity insurance Specialist physician group insurance Decision for enterprises with 10 or more staff, no health declaration

Working capacity insurance Arvo Decision for key persons, no health declaration

Working capacity insurance Loisto Decision for management groups, no health declaration

Corporate Cover (pdf)

Business interruption insurances (pdf in Finnish)

Buildings insurance, product description (pdf in Finnish)

Exhibition insurance (pdf in Finnish)

Cargo insurance, continuous (pdf in Finnish)

Cyber insurance (pdf in Finnish)

Motor liability insurance (pdf in Finnish)

Comprehensive motor vehicle insurance (pdf in Finnish)

Group motor liability and Comprehensive motor vehicle insurance for car dealerships (pdf in Finnish)

Repairer comprehensive motor vehicle insurance (pdf in Finnish)

Corporate insurance (pdf)

Construction and erection all risk insurances (pdf

Insolvency insurance (pdf in Finnish)

Buy-to-let insurance (Apartment cover) (pdf in Finnish)

Boat insurance (pdf in Finnish)

Medical expenses insurances (pdf in Finnish)

Working capacity insurance Arvo (pdf in Finnish)

Working capacity insurance Loisto (pdf in Finnish)

Working capacity insurance (pdf in Finnish)

Working capacity insurance Group insurance (pdf in Finnish)

Working capacity insurance for self-employed persons and small enterprises (pdf in Finnish)

Corporate business interruption insurances (pdf)

Buildings insurance (pdf in Finnish)

Continuous cargo insurance (pdf in Finnish)

Single transit cargo insurance (pdf in Finnish)

Road transport liability insurance (pdf in Finnish)

Car transport insurance (pdf in Finnish)

Carriers cargo liability insurances for logistics operators (pdf in Finnish)

Agent’s transport insurance (pdf in Finnish)

Exhibition insurance (pdf in Finnish)

Cyber insurance (pdf in Finnish)

Cyber insurance Pro (pdf in Finnish)

A12 Daily fire prevention measures for companies (pdf)

B10 During building, installation and repair work (pdf in Finnish) Applied to new policies starting on or after 1 January 2023. Also applied to old policies with a renewed insurance period starting on or after 1 January 2023.

B10 During building, installation and repair work (pdf) Applied to policies other than the above.

B21 Wood processing industry (pdf in Finnish)

B42 Church fire safety (pdf in Finnish)

D10 Hot work (pdf)

Hot work permit form (pdf in Finnish)

D11 Flammable materials (pdf in Finnish)

D31 Wind farm loss prevention (pdf in Finnish)

E70 Fire safety at solid fuel heating plants (pdf in Finnish)

G45 Break-in protection (pdf in Finnish)

G47 Key safety (pdf in Finnish)

G51 Property damage prevention at establishments selling vehicles (pdf in Finnish)