LocalTapiola Group Companies

LocalTapiola Group is a customer-owned group consisting of two insurance companies: LocalTapiola General and LocalTapiola Life. It also includes LocalTapiola Asset Management, LocalTapiola Bank Plc  and LocalTapiola Real Estate Asset Management.


LocalTapiola General Mutual Insurance Company
business ID 0211034-2

LocalTapiola Mutual Life Insurance Company
business ID 0201319-8

LocalTapiola Bank Plc,
business ID 1795059-8

LocalTapiola Asset Management Ltd,
business ID 1604393-7

LocalTapiola Real Estate Asset Management Ltd
business ID 2074151-9

Please contact Corporate Communications for additional information on the companies.


LocalTapiola General Mutual Insurance Company

LocalTapiola General Mutual Insurance Company group includes Tapiola Bank Ltd, LocalTapiola Asset Management Ltd, Tapiola Data Ltd and Alma Vakuutus Ltd who manages cancelled reinsurances.

Managing Director: Jukka Kinnunen

Supervising authority:
Financial Supervisory Authority

LocalTapiola Mutual Life Insurance Company

LocalTapiola Mutual Life Insurance Company offers life insurance products to private persons, e.g. personal life insurances, group life insurances and personal pension schemes.

Managing Director: Minna Kohmo

Supervising authority:
Financial Supervisory Authority

LocalTapiola Bank Plc

LocalTapiola Bank Plc is a modern bank serving mainly private persons online, by phone or at offices throughout Finland. The bank does not offer traditional over-the-counter banking services. In addition, the bank offers personal advisory service to customers by appointment with regard to both loans and investments.

LocalTapiola Bank is owned by the mutual companies of the LocalTapiola Group, thus also owned by the policyholders.

Managing Director: Marja Pajulahti

Supervising authority:
Financial Supervisory Authority

LocalTapiola Asset Management Ltd

LocalTapiola Asset Management Ltd offers asset management services to LocalTapiola's customers and manages the securities investments of LocalTapiola General and LocalTapiola Life.

Managing Director: Tom Liljeström

Supervising authority:
Financial Supervisory Authority


LocalTapiola Real Estate Asset Management Ltd

LocalTapiola Real Estate Ltd is engaged in private equity fund management and relating guidance and consultancy. The company offers real estate investment and financing guidance and consultancy and is engaged in real estate and premises rental and marketing, real estate rating and broking as well as construction, maintenance, development, purchase and sales services relating to the real estate business.

Managing Director: Vesa Immonen

Regional companies

The LocalTapiola Group regional service network includes 19 independent and regional mutual insurance companies. The regional companies differ from each other depending on the region, and therefore the focus may vary from company to company. In the metropolitan area, the customers are served by a separate direct business unit. The unit is included in the LocalTapiola General Mutual Insurance Company, but it operates as an independent result unit like the regional companies.

LocalTapiola Savo-Karjala Mutual Insurance Company, business ID 0218612-8
LocalTapiola Kaakkois-Suomi Mutual Insurance Company, business ID 0225907-5
LocalTapiola Keski-Suomi Mutual Insurance Company, business ID 0208463-1
LocalTapiola Etelä-Pohjanmaa Mutual Insurance Company, business ID 0178281-7
LocalTapiola Lappi Mutual Insurance Company, business ID 0277001-7
LocalTapiola Sydkusten Mutual Insurance Company, business ID 0135987-5
LocalTapiola Etelä Mutual Insurance Company, business ID 0139557-7
LocalTapiola Uusimaa Mutual Insurance Company, business ID 0224469-0
LocalTapiola Loimi-Häme Mutual Insurance Company, business ID 0134859-4
LocalTapiola Kainuu-Koillismaa Mutual Insurance Company, business ID 0210339-6
LocalTapiola Vellamo Mutual Insurance Company, business ID 0282283-3
LocalTapiola Lännen Mutual Insurance Company, business ID 0134099-8
LocalTapiola Pohjoinen Mutual Insurance Company, business ID 2235550-7
LocalTapiola Pirkanmaa Mutual Insurance Company, business ID 0205843-3
LocalTapiola Satakunta Mutual Insurance Company, business ID 0137458-1
LocalTapiola Savo Mutual Insurance Company, business ID 1759597-9
LocalTapiola Varsinais-Suomi Mutual Insurance Company, business ID 0204067-1
LocalTapiola Pohjanmaa Mutual Insurance Company, business ID 0180953-0
LocalTapiola Itä Mutual Insurance Company, business ID 2246442-0



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